Get Your Pre-Approval Letter 

Before you start looking for a house to purchase, make sure you get pre-approved for your mortgage loan first. With a pre-approval, you can know in advance just how much you will need to spend on a house. Other than that, it also provides you with an advantage over other buyers who aren’t pre-approved for a loan yet in the event you make an offer on a house.

During the application process, you will need to provide several documents such as proof of income, rental history, employment, and several other important factors. It’s recommended that you start gathering these important documents as soon as possible.

Once you have established your loan amount from a mortgage lender you will now have an idea of what your interest rate and house payment is going to look like. This process will enable you to search for homes efficiently so you’re not wasting time looking at property that is out of your price range.

It is always wise to sit down with a lender and establish a game plan. Ask them exactly what you need in order to qualify and proceed to knocking your list out. An experienced mortgage lender will take the time to go over important details before diving into what they need to close a deal. We advise to meet with more than one and find a licensed lender you are comfortable with. You will be in close contact with them and your realtor throughout this process.


Real Estate Pre Approval Letter People that are serious about purchasing a home will take this action and not let the details bother them. It can be awkward talking about your finances and having another person evaluate crucial factors that play into qualifying for a home loan.

The truth is we all go through it and if you’re willing to step out of your comfort zone for a short period of time we believe the payoff is well worth it. 

Real Estate Guidance 

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